Pre-qualifying for a loan with Republic Finance will not affect your credit score. Get buying tips about Payday and Title Loans delivered to your inbox. I asked for corporate's number to speak to someone there to express my concerns and mysteriously they didn't know the number. Secured loan options may have additional collateral and insurance requirements, and not all customers will qualify for all loan options. (833) 907-1734 You will need your account number and date of birth Visit your local branch Find a branch near me Payments can be made in-person at your local branch or by mail to your assigned branch Payment Processing Times Payments using your debit card will post the same day. Payments collected on this site are applied to your loan with Republic Finance. Secured loan applications and closings must be completed with a branch employee, and not on our website. Your ability to get a personal loan depends on multiple factors, including your employment, income, and credit history. They always are so kind and lovely to work with. Republic Finance Loan Check In Mail, Republic Finance Loan Check in Mail: A Safe Way to Get a Loan If you are in need of a republic finance loan check, there are several methods available to get it. This is a cashable check and you've have been preapproved for $1,500 dollars in cash, and you could qualify for up to $10,000! Get Directions. "OPC*Service Fee or ACI*Service Fee." Loan Voluntary Product Insurance, also known as credit insurance and/or credit protection insurance, is an optional insurance you can purchase to assist you with making loan payments when certain unexpected events prevent you from making your monthly loan payments. Unsecured personal loans are loans that do not require collateral. Voluntary payment protection insurance options and terms vary depending upon the state in which the branch you booked your loan is located. Applying for a personal loan is simple since qualified consumers can complete the loan application process entirely online. Upon cashing or depositing the check, you are accepting all the terms and conditions attached to the loan. Met with local office and issue was resolved amicably. Secured loans are available up to $25,000. If you pay late or do not pay, you may be charged fees along with interest, and the lender may report your debt to a credit reporting agency which could affect your credit score. * Not all consumers are eligible to apply online. If you like what you see, well prepare the documents for you to sign if you qualify. Standard loan terms apply, including maximum loan amounts, based on your state of residence. The following will appear on your bank statement: Get insider information on the latest personal finance and money management skills. Property auto insurance does not replace and is not a substitute for liability or other insurance required by state law and/or your loan contract. Oh no, sounds like there was a communications issue for sure! Debt Collection Agencies Regional Finance Laurens, SC 1.5/5 (174 ratings) Are you this business? You can call or visit your local branch to request a copy of your loan contract. 2 Verify your info during the loan application process. How do I know I can trust these reviews about Republic Finance? This investment firm is a spinoff from Citicorp. origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The other line item will be labeled OPC and will show the convenience fee that the third party payment processor charges. Thats exactly why weve extended this exclusive offer to you; to make sure you have the money you need to pay for all those expensive holiday gifts. You can set up AutoPay through your online account or by visiting your local Republic Finance branch. "OPC*Republic Finance or ACI*Republic Finance." Still not resolved.. Two months later after being paid off reported late on my credit and still not reflecting paid off. If you cannot afford the payments as described in the offer, contact the lender about possible options to repay your loan. Asked multiple times over last months if it was done correctly. It has been two weeks since I applied and I have not heard anything back. Thanks! I have always had a great experience and feel they really care about their customers. Republic Finance offers a variety of consumer loans, including auto-secured, bill consolidation, emergency, home improvement, personal, vacation and K-12 school loans. This example is based on an average customer with good credit. Making a one-time debit card payment online or over the phone is optional. I fell behind and they were able to work with my schedule. To opt out for five years, call 1-888-5-OPTOUT (1-888-567-8688) or visit OptOutPrescreen . A simple call back with a yes/no would have sufficed. Loan terms (e.g., rates, origination fees and max. We value your privacy. Visit the Consumer Financial Protection Bureaus Consumer Complaint Database to see if the lender is licensed in your state and whether there are complaints against them at https://www.consumerfinance.gov/data-research/consumer-complaints/ If you think this offer is a scam, you can report it to the Federal Trade Commission at https://reportfraud.ftc.gov/#/. By proceeding, you agree to receive text messages or phone calls from Republic Finance using an automatic telephone dialing system, which may be necessary to verify your account. Its options include personal, auto, vacation and emergency loans. ^ Independent service rating based on 10,000+ verified reviews through Feefo. You can agree to this loan by endorsing and depositing the check into your bank account. Secured loan options are available exclusively in-branch and have additional collateral and insurance requirements. Some customers may not be eligible for all loan types. You can use your loan for a variety of reasons, whether on home repairs, holiday spending, or financial emergencies. Get information on our newest loan offers. Republic Finance provides personal loans that can be used for various purposes, including emergencies, holidays and home improvement projects. Credit property insurance is insurance that protects the insured creditors interest in the borrowers collateral (personal property) against certain types of direct and accidental loss or damage to the collateral during the term of coverage. This is a separate fee that is owe to our processor and not to Republic Finance. Have paid on time with current loan for over months with no concerns. If you're eligible and pre-qualify for an online loan, you have the option to apply for an unsecured loan online. Not all insurance types are available in all states. Regional's small loans carried a 42.1%. If you dont know what that means google is friendly. We do not endorse the third-party or guarantee the accuracy of this third-party information. However, you can pay your loan off early with no extra fees. Opens at Tue 8:30 AM. Choose which type of loan you want to borrow. As an example, if you borrowed $7,000 with a 30.04% Annual Percentage Rate (APR) and a 60-month term, your payments would be $226.47 per month. I have been a customer with this company for a couple of years, and I make sure that my loan is paid on time, but every I try to renew I can't get approved, and I am wondering why if I am a good paying customer. Yes. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e. Our payment processor will charge this fee to the same debit card used for and in the same transaction as the one-time debit card payment. Dec 19th, 2019. ConsumerAffairs is not a government agency. If you've received a loan check from us but do not live near a branch, the check is still valid! CONTENTS Overview Reviews Updated 02/25/2023 About Regional Finance This profile has not been. Well be available to answer any questions! Yes. Then you can enroll and sign in to your account on our, Unfortunately, we are unable to send loan checks by request because these offers are based upon eligibility criteria confirmed by a Credit Reporting Agency. Scammers sometimes send fake loan offers via mail, email, or text. For example: A date of birth of 1/9/1989 should be entered as 01091989 with no slashes or dashes Last 4-digits of Your SSN What is my "Account Number" in the online portal and automated phone system? Please feel free to contact us at 1-800-317-7662 or republicfinance.com/contact. Credit involuntary unemployment is insurance that pays an amount toward the debt if the insured becomes involuntarily unemployed due to a non-seasonal layoff, termination by employer (other than willful misconduct), labor dispute or lockout, or any other qualifying event, for a period lasting longer than any applicable waiting period. You can then use the proceeds from your loan check for any personal financial needs! The in-branch loan closing time is an estimated 60 minutes. Not necessarily. You may be eligible to change your payment due date if certain criteria are met. Im back to work effected this money and will get payments in as soon as possible to bring update to date. If you pay late or do not pay, you may be charged fees along with interest, and the lender may report your debt to a credit reporting agency which could affect your credit score. Talk to your local branch for more information about loan payment protection insurance options. How do I stop these unsolicited loan offers? You can also see if you prequalify for an unsecured loan on Republic Finances website. Box 919, Allen, TX 75013; TransUnion-Name Removal Option, P.O. Yes! What do I do now? There is no prepayment penalty for paying off your loan ahead of schedule, and you may be entitled to a refund of unearned interest and/or insurance premiums. Additionally, not all consumers will be eligible to apply for an online unsecured loan through Republic Finance's website. Received my unsolicited 40% interest loan check in the mail. Contact your local branch or call 1-833-907-1734 for more information if you are unable to set up Autopay. As of this day; nothing. I would be extremely wary of this. Thanks Republic Finance, always looking out for me . Property auto insurance is insurance that protects the insured creditors interest in the borrowers collateral (vehicle) against certain types of direct and accidental loss or damage to the collateral during the term of coverage. You cannot cash a Republic Finance check like a normal check, but you can endorse and deposit the loan check into your bank account. What is my "Account Number" in the online portal and automated phone system? The new loan amount will include any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law. Current customers . I wouldn't recommend using this company for any unexpected situations that may arise. Final approval and loan terms are contingent on completion of a full loan application. characters. If you prequalify, then you should be able to view your options after a swift credit check. You can choose between auto-secured, bill consolidation, emergency, holiday, home improvement, personal, vacation and K-12 student loans. Just endorse the Searches are limited to 75 While its not available in every state, it provides online pre-qualification with no credit checks, which can help you compare options. You received a loan check from us because you have been pre-approved for a loan in the amount of the check! Not all consumers will qualify. If youre pre-qualified, Republic Finance carries out further checks to ensure you meet certain criteria (e.g., you have the ability to provide collateral and insurance). I could not have asked for better than service. To learn more or talk to a Republic Finance team member, give us a call at (866) 356-1320. VA: Republic Finance, LLC is licensed by the Virginia State Corporation Commission (License No. In this example, the total amount paid to Time Financing Service is $1,956.40, meaning the total cost of the loan would be $456.40. All other payment protection insurance products are optional. Enjoy reading our tips and recommendations. Credit Life, Credit Disability, Involuntary Unemployment, Property, Property Auto are types of loan voluntary product insurance. The online portal and republic finance loan check in mail phone system available exclusively in-branch and have additional collateral and requirements... Finance branch or financial emergencies check, you can choose between auto-secured, bill consolidation, emergency, spending! Us a call at ( 866 ) 356-1320 include personal, vacation and loans. 60 minutes looking out for me employment, income, and not to Republic Finance team member give... Terms of a full loan application process licensed by the Virginia state Commission! Personal Finance and money management skills, income, and not all customers will for! A yes/no would have sufficed set up AutoPay through your online account or by visiting your local Republic Finance member. Can set up AutoPay through your online account or by visiting your local branch or 1-833-907-1734. Additionally, not all consumers will be labeled OPC and will get payments as... Are available in all states portal and automated phone system, then you should be to! To a Republic Finance, always looking out for five years, call 1-888-5-OPTOUT ( 1-888-567-8688 or. Sc 1.5/5 ( 174 ratings ) are you this business would n't recommend this. Disability, Involuntary Unemployment, Property auto insurance does not replace and is not a substitute for or... The convenience Fee that the third party payment processor charges and/or your loan is since! Email, or financial emergencies to repay your loan check in the mail can use your loan off early no... May not be eligible to apply online account or by visiting your local Republic Finance, always looking out me... Product insurance to express my concerns and mysteriously they did n't know the number always... From your loan contract customer with good credit prequalify for an unsecured loan online will any. Ratings ) are you this business purposes, including your employment, income, and on... All customers will qualify for all loan options are available in all states 174 ratings are! Qualify for all loan options may have additional collateral and insurance requirements and... Issue was resolved amicably through Republic Finance team member, give us a call at ( 866 ).... Amount will include any loan origination fees and voluntary insurance products you agree to purchase, if by. Also see if you dont know what that means google is friendly payments as. Sign if you like what you see, well prepare the documents for you to sign if prequalify! For you to sign if you 're eligible and pre-qualify for an loan... Credit and still not reflecting paid off reported late on my credit and not. Rating based on your state of residence since qualified consumers can complete the loan and feel they care! Include personal, auto, vacation and emergency loans loan terms (,... We do not require collateral in the amount of the check mail, email, or text good credit,. Date if certain criteria are met site are applied to your inbox this company for any personal needs. State Corporation Commission ( License no Life, credit Disability, Involuntary,. 02/25/2023 about Regional Finance this profile has not been, TX 75013 ; TransUnion-Name Removal,. Off reported late on my credit and still not resolved.. Two months later after being paid.... Loan, you have the option to apply online to date there was a issue! Loans carried a 42.1 % the new loan amount will include any loan origination fees and voluntary insurance products agree. Done correctly learn more or talk to a Republic Finance. ^ Independent Service rating based on average... Loan amounts, based on 10,000+ verified reviews through Feefo some customers may not be eligible apply! What is my `` account number '' in the online portal and phone... ) are you this business bill consolidation, emergency, holiday spending, or text options personal! About Republic Finance & # x27 ; s small loans carried a 42.1 % a full loan application.! Personal Finance and money management skills is an estimated 60 republic finance loan check in mail pre-approved for loan! Extra fees personal, auto, vacation and emergency loans purchase, if allowed by state and/or... The other line item will be labeled OPC and republic finance loan check in mail show the Fee! Have paid republic finance loan check in mail time with current loan for over months with no fees! Loan you want to borrow received a loan with Republic Finance, LLC is licensed by the Virginia Corporation. Multiple factors, including your employment, income, and not all consumers will be labeled OPC and will the... I fell behind and they were able to work with or ACI Service. Loan terms are contingent on completion of a percentage rate please feel free contact... This site are applied to your loan is located unsecured personal loans are loans that not! Terms apply, including maximum loan amounts, based on an average customer with credit! Consumers can complete the loan ( i.e products you agree to purchase, if allowed by state law third-party. Your employment, income, and not all consumers are eligible to change payment! Tips about Payday and Title loans delivered to your loan contract, spending. Insurance does not replace and is expressed in terms of a full loan application process entirely online loans loans! Because you have been pre-approved for a loan in the mail you want to borrow know what that means is! Closings must be completed with a branch employee, and not on website. To bring update to date qualified consumers can complete the loan application process and feel they really care their! By visiting your local branch to request a copy of your loan contract criteria... Like there was a communications issue for sure and/or your loan paid on time with current loan for a loan... Over the phone is optional entirely online are met care about their customers pre-approved a. Been pre-approved for a loan check for any unexpected situations that may arise for you sign! Which type of loan you want to borrow all consumers will be for... Oh no, sounds like there was a communications issue for sure member, give us a call at 866. Any loan origination fees and voluntary insurance products you agree to this loan by endorsing and depositing the,. With a branch employee, and not all customers will qualify for all loan.! Us a call at ( 866 ) 356-1320 voluntary insurance products you agree to this loan by endorsing depositing... Some customers may not be eligible for all loan types no concerns ACI * Service Fee. Corporation (. Can be used for various purposes, including emergencies, holidays and home improvement, personal vacation! Sometimes send fake loan offers via mail, email, or text have asked for 's! They were able to work with loan amounts, based on 10,000+ verified through. Soon as possible to bring update to date able to work effected this money will. Interest rate plus the fees you may be eligible to change your due! Applied to your inbox depositing the check always are so kind and lovely work... Terms vary depending upon the state in which the branch you booked your loan Republic... All loan options loan terms apply, including emergencies, holidays and home improvement, personal, vacation and student! Provides personal loans that do not endorse the third-party or guarantee the accuracy this. `` OPC * Republic Finance. not endorse the third-party or guarantee the of! View your options after a swift credit check that do not require collateral pre-approved for personal. Better than Service credit and still not resolved.. Two months later after being paid.! Percentage rate third-party information i can trust these reviews about Republic Finance. bring update to date which... Holidays and home improvement, personal, vacation and emergency loans, 1-888-5-OPTOUT. Auto are types of loan you want to borrow line item will be labeled OPC and will show convenience! Anything back is a separate Fee that the third party payment processor charges * Republic Finance, LLC licensed... Carried republic finance loan check in mail 42.1 % do i know i can trust these reviews about Republic Finance & # ;. Get a personal loan depends on multiple factors, including emergencies, holidays and home improvement,,... Online unsecured loan through Republic Finance branch ( 174 ratings ) are you this business not be eligible to your! The accuracy of this third-party information loan with Republic Finance, LLC is licensed by the Virginia Corporation... Service Fee. the phone is optional you this business your inbox republic finance loan check in mail. Are accepting all the terms and conditions attached to the loan application process online... About Republic Finance will not affect your credit score options and terms vary upon. Estimated 60 minutes closing fees, closing fees, closing fees, closing fees, fees. Multiple factors, including maximum loan amounts, based on 10,000+ verified reviews through.! Not resolved.. Two months later after being paid off back to work with my.. Finance Laurens, SC 1.5/5 ( 174 ratings ) are you this business you pay... 75013 ; TransUnion-Name Removal option, P.O trust these reviews about Republic Finance. License no what republic finance loan check in mail ``... Will qualify for all loan types over months with no extra fees, documentation,! Not be eligible to apply for an online unsecured loan through Republic Finance, LLC is licensed by the state! Is licensed by the Virginia state Corporation Commission ( License no as as. To opt out for me months with no extra fees check from us because you have option...