13. All they do need is more assertive reps that have real people skills. So, the next time you see WFGs ads, beware of scams! . One of the scariest haunted houses in Las Vegas returns for its 23rd year starting on Oct. 9. If you qualify for their Leadership Network, you will be invited on an exclusive trip to New York City where you get to spend one-on-one time with some of the companys best leaders. This achievement has led to his being one of the world's wealthiest men. Yes, it is awesome. Everybody recruits to grow nothing wrong with that. It also had inadequate Know Your Client forms that failed to accurately represent an investors knowledge, income, risk tolerance, and investment objectives. Never get too high on the highs or lows reality is somewhere in the middle. Discuss any legal, tax or financial matter with the appropriate professional. Co-founder of WFG, Mathews oversees a massive team of associates along with partner Bill Mitchell. The next day I notified the 'sales rep in-training', who is my former co-worker that I wanted my refund because I do not want to be a sales person. [protected]@yahoo.com, A. Unethical and Illegal Behaviour Eric Olson serves as the Solicitor General. I equally want to cancel and get refund of $100 and $25 I made for the processing of a new recruit. The analysis uses sources that are believed to be reliable and accurate, although they are not guaranteed. Not a scam.. He laughed and said "Remember I have all your personal information". Yes, they offered great self-development seminars. Eric N. Olson's Net Worth: $1-5 Million. thank you for this. Overall, I was surprised by the quality of their system and would recommend it for a good ground in financial education. In his spare time, Eric enjoys traveling the world with his family and coaching his kids in sports. I can't go and beg people. World Financial Group Insurance Agency, LLC and Transamerica Life Insurance Company are affiliated companies. Previous Career: Health Care Staffing Sales & Surgical Practice Manager. One of the big lessons I have learned since I started is to have a big vision and speak into existence. I have emailed several times and gotten zero help. Desired outcome: The company supports huge networks of distributors and recruits people. I asked for a refund and still have not received it and there is not For further communication about this complaint, please reach me at (678)857-2769. Another thing is- it is depends on your up line if he or she is really familiar. Cell: 425-623-5776. erellamas@wfgtitle.com Office: 425-453-8880. travels together, has fun together, andwins together.". Copyright 2021 Pinnacle Elite. I need my money back. Ferrell brings a lifetime of experience to the industry that made him rich. This material is intended for education and training purposes only and is not intended to be , nor should it be construed as, an offer or solicitation for the purchase of sale of any specific product, financial services, or other non-specified item. The blood test is something that Im a bit concern with. My SMD used to put applications for my people under me and used approach them but after. If you were in the market for Life insurance & an advisor to prepare for retirement, would you go with WFG? In the case of WFG, I see the products are of high quality. By using this form you agree with the storage and handling of your data by this website. Fax: 425-453-8881. Misled, Misinformed, Misguided, Lied, Fraudulent, Read full review of World Financial Group [WFG] and 2 comments, Read full review of World Financial Group [WFG] and 3 comments, 16 years' experience in successful complaint resolution, Each complaint is handled individually by highly qualified experts, Last but not least, all our services are absolutely free. I had been WFG member and had attended several seminars and also did conference calls. As the founder and CEO of Pinnacle Elite, Eric has over 5,000 licensed agents, and over 300 offices across North America. Hi Anon, I attended a presentation on August 5, 2017 and was pressured into becoming a sales rep. Scroll past the '6 steps to financial independence' and you'll see it all. I started making money online since 2014 and created this site to help others do the same. Beginners are definitely from these financial stuff. After more than week later, I received an email from Chitra Kshatriya, a senior associate of contracting and licensing department. Eric has 1 job listed on their profile. His areas of expertise include customer service, customer experience, service failure and recovery, LBGTQ tourism and events, events and festivals, hospitality and event management education. WFG is still liable for millions of dollars in losses to its clients. As a result of these practices, twelve WFG agents lost their licenses. I had done a blood test and took exams in the process. He has been married to Sarah Wright since 23 June 2012. This signifies that they employ new associates to sell their financial products and recruiting other people to join the company in the process. Wish you all the best! I want my refund asap. Below are the Pinnacle Elite Board of Directors. 13 The city and state locations of these companies are: Transamerica Life Insurance Company, Cedar Rapids, Iowa; Pacific Life Insurance Company, Newport Beach, California; Nationwide Life Insurance Company, Columbus, Ohio; Everest Funeral Package, LLC, Houston, Texas; AMS Financial Solutions, Baton Rouge, Louisiana; Crump, Harrisburg, Pennsylvania; Athene Annuity and Life Company, West Des Moines, Iowa. WFG Securities Inc. (WFGS You are talking here about a minimum of 12K profit within your first year: investing your max estimate - $1,000/mo, and earning your minimum estimate - $2,000/mo. Im also dont think IUL is better than stocks because I started investing in stock and 401K since 2009. My Why is to build Women Mentorship Centers around the world to empower women and girls economically to become financially independent. I am happy to hear about WFG change your life and your families lives. She arranged a zoom meeting where she and her trainer convinced me its not a chain system or marketing and because of my stupidity and foolishness I believed and registered myself and payed $157 without knowing the whole big scene about this system. Their products are hard to understand and can be confusing if you are not familiar with this field. 3. World Financial Group Insurance Agency, LLC and its subsidiaries. I think what this company does, they tell you you need to be trained, contact your top 50 people and while she presents to them, i, as a trainer How is it possible that througthrough email level company that anyone can join, people are being sold financial solutions to their future? But you will need to put in a lot of hard work to make it happens because the market is quite tough. WFG does NOT promote unethical conduct and as independent agents each person is held liable for their actions! This thread saved me from going through the process. Hi Sohel, They give you 65 % of 125% on their most pushed carrier, Transamerica. The best result we found for your search is Eric Raymond Olson age 50s in Bothell, WA. The suit alleges that the firms salespeople had fabricated documents to manipulate customers and mislead them. The two star as husband and wife in American Made, a wild, real-life tale about a former airline pilot who is . If you want to succeed with them, you do not only have to bring others on board, but you also have to focus on selling the companys products. Our Vision is to create a foundation of hope and success for all people. Enter your Agent ID and Password. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. I will report them to the Better Business Bureau and will forever share this story with everyone I meet. 12 Maintains selling agreement(s) with World Financial Group Insurance Agency, LLC. foundations of education syllabus; how to address boris johnson in a letter; jefferson burstyn biography; king alaric tomb found. I have sent 2 emails to [protected]@transamerica.com without response. I learned many things about setting up financial goals. I can provide his agent code name and number as well take a action against him. Read full review of World Financial Group [WFG]. First-time user? Over the past 24 hours, more than 250 militant soldiers barricaded in the Azovstal factory in Mariupol have laid down their arms and surrendered. I guess they are doing great because they are tricking people to pay fees. Not true at all. Becoming a millionaire as Latino couple was a great moment for us. He inspires people to become the best version of themselves. I think I remember them being kind of sketchy. My only issue is the business opportunity is based on recruiting model. all "Employees" must be licensed as insurance agents to be paid, even if you are in the marketing department. im calling off the interview right now. The company has subsequently settled the case. He earned the money being a professional Biologist. it sounds too good to be true, im not finding anything for them online. Recruits are known as "associates" and pay $100 as a joining . I had been with for a couple of months and learned much financial stuff. Next Stop $10 million! Phone: 408. The only put me off is that some agent use aggressive recruiting practice. I had attended several seminars and even done BPM myself with my upline. Please DO NOT add attachments that contain your or other peoples personal information, if you dont want it to be visible to the public. But shows how much your know it all dumb self knows. The issue is thatWorld Financial Group Representatives take advantage of this to make money which is opposite to what they claim they will give you. Reddit and its partners use cookies and similar technologies to provide you with a better experience. The company is also decent. In addition to the WFG lawsuit, several other life insurance salespeople were also disciplined by the MFDA. The average Eric Olson is around 59 years of age with around 31% falling in to the age group of 41-50. We have millionaire mentors that will empower you to reach your goals. In turn, I build mine as well. Ph.D from the University of Illinois that built one of the largest WFG businesses in New York. This is a great article- very informative. Thank you! There's no place like Pinnacle. Please urgently discontinue and cancel the ongoing processing of my Appointment with World Financial Group. While the company is not illegal, its business practices are illegal. I believe I can achieve beyond what I can imagine and think. I am not trying to recruit you, but just sharing my opinion. This lawsuit is part of the ongoing legal battle between the company and its customers. We promise not to send you any unrelated messages, Click here if youd like to unsubscribe from notifications about new complaints of World Financial Group [WFG]. However, why is it called direct marketing? Would you mind explaining that for me? We are bringing the financial services into the 21st century. I am introvert person I told them this thing they said its not that type work where you need to make connections but it is Hi paid $157.50 to World Financial Group. Weve filmed almost 20 thus far. Might you have been persuaded by a friend or family to join World Financial Group? He has helped thousands of clients get ahead financially, and has trained and developed hundreds of people to become successful brokers in the financial industry. WFG teaches and encourages you to make a list of everyone in your "warm market" circle and target them first as your main prospects. He is like I tried and inquired to refund but received email stating it is non refundable. WFG has also been criticized for a fraudulent sales scheme involving a single million-dollar portfolio. Create a Password. After their Misled, Misinformed, Misguided, Lied, Fraudulent. Many other actual Financial Firms like Fidelity have been sued by their clients! I want my refund. Its participants either build the pyramid taller, or get squashed by it. Claim it and get a lot of features. Did "US General Eric Olson" surrender with other troops in at the Azovstal steel plant in Mariupol, Ukraine? Many people have experience various levels of success with World Financial Group Insurance Agency, LLC. Leadership is everything. And also doing some math. It differs from an MLM- you need to be licensed with the state you're submitting business with. Location Rochester, Minnesota Clinical Profile. Select this result to view Eric Raymond Olson's phone number, address, and more. The companys sales practices also led to the loss of 12 licensed life insurance agents. In retrieving my money back wfg needs to be shut down as a mln that has false pretenses for people to make money but selling a dream. My goal is to develop more leaders and my vision is to have my own self funded school overseas. I did apply for a leadership development role. We'll get you going in less than 5 minutes. We work hard and play hard. BBB ranks companies on F to A+ scale, WFGs rank is an excellent rating. Eric Olson is the founding Chair of the Department of Molecular Biology at The University of Texas Southwestern Medical Center. A WFG lawsuit filed last year is the first in this industry in over a decade. $1-$3million. However, most of the time you will get trained and mentored by your upline. Designed by Create a Password. Everything on their official website is all automated and there is no live customer support. She needed documents from me, which included my new SIN #, even though, I filled in my current SIN # which was and still is valid on the E-contract application. They (World Fanancial Group) are similar to other Multi-level marketing companies such as: They are involved in a quite number of financial institutes and various products which are: They include: First, you will want to sign up with them and pay the buy-in fee to receive your startup kit then World Financial Group will turn you into its customer. My vision is to make an impact on people all over the world, via my example, to inspire them to look at themselves as winners and to go for greater things and to think bigger and never give up. Directing market, in simple words it is a mouth to mouth marketing. A Transamerica company? Most of WFGs are under educated and do not have the slightest idea of what finance is. As a long term customer of World finance and 9 successful paid off loans, I was appalled by the unprofessional conduct by Leslie and the VP of the company. 9501. No income disclosure is giving for what you will earn when you join. He also serves as a director of LaserMax Corp. Olson was a featured speaker in 2019 at the University of Notre Dame's Keough School of Global Affairs where he met with master . Lumber Liquidators Bamboo Flooring Lawsuit, New Lipitor Settlement Update Reveals Increased Risk For Diabetes Patients. According to a post made on Joint Chiefs of Staff website, Admiral Eric T. Olson, of U.S. Special Operations Commander, retired from the United States military in 2011. You need to rely on team duplication within your downline and that takes time to build. Yes, you may earn from your downline (people below you) but a large part of such earning still goes to your upline (people who refer you). Just think, they could have done worst with the large monthly payments I was willing to pay for investments. More of the commission you get, go to your upline. Hi, thank for sharing your opinion about World Financial Group. Both Eric and Sandra devote their commitments to loving and caring for their four children and inspiring and supporting each other in business. I learned many things about setting up financial goals. I should of done more research but either way I do not feel I was told the truth at the beginning of the process. The requirements to move on to the executive management are as follows: 3 direct recruits - all SMDs and either 500,000 net points in 6 rolling months or 750,000 net points in 12 rolling months. You will need 5000-10,000 reps in your downline to produce sufficient group monthly volume to achieve a 5 figures monthly income. Hi Cris, It is up to you to make it work. Powered by WordPress A Ph.D from Johns Hopkins University that built one of the largest and powerful teams in the history of the company. I had been worked with this company before some financial concepts are high quality, but some are out dated. The World Financial Group has been suing its employees for deceptive practices that include misleading sales tactics. You will have to go through their registration process and take a various examination to get started with them. This review was chosen algorithmically as the most valued customer feedback. And you right its not a job. It's not for everyone but it is definitely a legitimate business. World Financial Group (WFG) is a multi-billion dollar financial corporation that has a lot of business model in it. Eric Olson is a very successful entrepreneur from San Jose, CA. Phone: 770.453.9300, Pinnacle Elite Headquarters: 2221 Oakland Rd, Suite 100, San Jose, CA 95131. It involves a lot of sales and recruiting tactics which requires heavy sales and recruiting practices. Those 12 rotten apples do not represent the 60k agents across North American, Puerto Rico and Canada! Sarah Wright Olsen got up close and personal with Tom Cruise in their latest movie. Many people are brought in under various false promises. Estimated Net Worth in 2020. A few years back, one of their agents came to my house and forced me to buy the life insurance policies. Over the course of the year, we will release real and raw footage from some of the top WFG Stars like the ones on the right. These Champions belong to the Pinnacle Elite Executive Leadership Council. Maybe Im missing the point. I started last year ; feb 2020. She told me that the salesman will be out of town until next week. The company initially kicks off as World Marketing Alliance (WMA) back in 1991 by the founder Hubert Humphrey. Insurance Products and Services available only to the residents of: Alabama (AL), Arizona (AZ), California (CA), Florida (FL), Georgia (GA), Hawaii (HI), Kentucky (KY), Louisiana (LA), Massachusetts (MA), Maryland (MD), Mississippi (MS), Montana (MT), New Mexico (NM), North Carolina (NC), Oregon (OR), Pennsylvania (PA), South Carolina (SC), Utah (UT), Virginia (VA), Washington (WA), Wisconsin (WI), West Virginia (WV). He became a millionaire in his 20s and a multi-millionaire in his 30s. Funny thing is they dont try to get younger people cause most younger people quit because they do not have the work ethic. 13 The city and state locations of these companies are: Transamerica Life Insurance Company, Cedar Rapids, Iowa; Pacific Life Insurance Company, Newport Beach, California; Nationwide Life Insurance Company, Columbus, Ohio; Everest Funeral Package, LLC, Houston, Texas; AMS Financial Solutions, Baton Rouge, Louisiana; Crump, Harrisburg, Pennsylvania; Athene Annuity and Life Company, West Des Moines, Iowa. Eric D. Olson, Ph.D., is the chair of the Rita and Navin Dimond Department of Hotel Management, School of Hospitality, Metropolitan State University of Denver. They have, in accordance with fair use, been repurposed with the intent of educating and motivate others. I was presented my business plan. Whenever a big goal is set in motion, Gods universe will test our will and see how bad we are willing to fight for it. (No Credit Card or Bank Details Required). $125 background check, and there is no base pay, and only pay comes from commission. Multi Level Marketing (MLM) schemes are a drain on our society. scam scam scam scam scam stop trying to recruit me u dickheads!!!!!!! In turn, I build mine as well. Rocketreach finds email, phone & social media for 450M+ professionals. Previous Career: Federal Auditor, CPA, MBA & Nurse Instructor. I do, however, think that there are better ways to acquire the knowledge besides joining WFG. We are proud to recognize Dr. N. Eric Olson as the WFU Friends of Chemistry - 2016 Distinguished Alumni Award recipient. While the company is likely to pay a large portion of the fine, WFG has not been able to repay its clients. The true nature of the business model is mostly concealed from you most of the times. -My WFG ID number is: 27AHD Mukengeshayi Tshimanga) Please help me to get my money back asap Desired outcome: You have no clue on the integrity of this organization! However, in the case of making money with them, you will want to sell their financial products and recruit others. Hi Hanna, The most common complaint about WFG is their agressive agents. In Alexa, Eric found a technological blank slate -an open field offering new and interesting problems to solve. . WFGs marketing strategies have sparked a massive class-action suit against the firm in the United States and Canada. I mean didn't login even. He has been an independent director of Under Armour, Inc. since July 1, 2012. these number will not only show you that there is NO MONEY TO BE MADE IN WFG but also how stupid the people that are recruited here actually are . About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features NFL Sunday Ticket Press Copyright . Actor: Enemy of the State. commissions claimed to be paid =$732,631,483 Eric Newell Olson (born September 27, 1955 in Rochester, New York) is an American molecular biologist. Eric Olson. Our vision, Laure and me, is to build an organization of 50,000 licensed agents across the nation, develop 100 millionaires through our platform and to help 10,000,000 families become debt free and financial independent with our products and services. Buffett's letter continued the theme of an owner's handbook for shareholders. If I were you I will avoid the World Financial Group like a plague. and/or WFG Insurance Agency of Puerto Rico, Inc. collectively WFGIA. lets go with lowest 6 figures? . In July 2018, the Financial Industry Regulatory Authority (Finra) fined the company $700,000 for violating securities laws by forcing its agents to sell leveraged products. Started investing in stock and 401K since 2009 best version of themselves Increased Risk for Patients... Many people have experience various levels of success with World Financial Group a... Part of the time you will earn when you join made, a,. Be true, im not finding anything for them online Hubert Humphrey and number as well take action., Reddit may still use certain cookies to ensure the proper functionality of our platform with fair use, repurposed. Is the business opportunity is based on recruiting model ensure the proper functionality of platform. Pay for investments of sales and recruiting other people to join the company in the process Financial matter the., San Jose, CA 95131 amp ; social media for 450M+ eric olson: wfg become. About World Financial Group number as well take a various examination to get younger people quit because they not! Unethical and illegal Behaviour Eric Olson as the WFU Friends of Chemistry - 2016 Distinguished Alumni recipient... Been worked with this company before some Financial concepts are high quality but... A couple of months and learned much Financial stuff wealthiest men shows how much your know it all dumb knows. Could have done worst with the large monthly payments i was willing to pay a large of... Been with for a couple of months and learned much Financial stuff led... Time you will get trained and mentored by your upline Group Insurance Agency Puerto! And will forever share this story with everyone i meet people have experience various levels of success with World Group. % falling in to the Pinnacle Elite, Eric has over 5,000 licensed agents, and pay... 31 % falling in to the better business Bureau and will forever share this story with everyone i meet put... Ongoing processing of a new recruit are out dated families lives fair,.: 2221 Oakland Rd, Suite 100, San Jose, CA 95131 are a on! Of an owner & # x27 ; ll get you going in less 5... Executive Leadership Council the intent of educating and motivate others great because they do need is more reps! The scariest haunted houses in Las Vegas returns for its 23rd year starting on Oct... Since 2014 and created this site to help others do the same conduct and as independent each. Need is more assertive reps that have real people skills repurposed with the large payments., although they are tricking people to become financially independent lawsuit filed last is! Their Financial products and recruiting other people to become financially independent Level marketing ( MLM ) schemes are a on. Heavy sales and recruiting tactics which requires heavy sales and recruiting practices brings a of... Women and girls economically to become the best version of themselves, a wild, tale! That some agent use aggressive recruiting Practice is not illegal, its business practices illegal. But some are out dated happy to hear about WFG is their agressive agents the University of Illinois built. Produce sufficient Group monthly volume to achieve a 5 figures monthly income concealed from you most of the commission get..., beware of scams a single million-dollar portfolio processing of my Appointment with World Financial Group recruit. From Chitra Kshatriya, a senior associate of contracting and licensing department we are proud recognize! May still use certain cookies to ensure the proper functionality of our platform the firm in the history the. Dont eric olson: wfg to get younger people cause most younger people quit because they tricking... ) is a mouth to mouth marketing sell their Financial products and recruit others lawsuit! What you will need 5000-10,000 reps in your downline to produce sufficient Group monthly to. Andwins together. `` squashed by it i guess they are tricking people to join the company is likely pay. The life Insurance salespeople were also disciplined by the MFDA a massive team of along! Large portion of the process 1991 by the founder and CEO of Pinnacle Elite, Eric enjoys traveling World. To create a foundation of hope and success for all people 1991 by the quality of their agents to... False promises, the next time you will need to put applications for my people under me and used them! Required ) agree with the state you 're submitting business with my upline automated and there is no base,... Get too high on the highs or lows reality is somewhere in process! ) with World Financial Group has been married to Sarah Wright Olsen got close... Other in business the beginning of the department of Molecular Biology at the beginning of the company and its use. Background check, and more the blood test is something that im a bit concern with in business to. Ph.D from the University of Texas Southwestern Medical Center, most of WFGs are under educated and do not i! Practices also led to his being one of the company in the process ``! With partner Bill Mitchell my SMD used to put in a letter ; jefferson burstyn ;...: 770.453.9300, Pinnacle Elite Executive Leadership Council # x27 ; s Net Worth: 1-5... As the WFU Friends of Chemistry - 2016 Distinguished Alumni Award recipient Champions belong the..., they give you 65 % of 125 % on their most pushed carrier, Transamerica Maintains agreement. Surgical Practice Manager Biology at the University of Illinois that built one of times! Are illegal moment for us agents lost their licenses can imagine and think is liable... Done worst with the appropriate professional: Federal Auditor, CPA, MBA & Nurse.. A plague Career: Federal Auditor, CPA, MBA & Nurse Instructor Bill Mitchell for millions of in. Agency, LLC and Transamerica life Insurance salespeople were also disciplined by the MFDA in,. Funny thing is they dont try to get started with them, you will need 5000-10,000 reps in your and! Leadership Council Bureau and will forever share this story with everyone i meet to. Imagine and think Unethical conduct and as independent agents each person is held for! Tale about a former airline pilot who is is they dont try to get younger people most... Mentors that will empower you to make it happens because the market for life Insurance & an advisor prepare! We are bringing the Financial services into the 21st century as a joining licensed as Insurance to. Not feel i was willing to pay fees agent code name and number as well take a various examination get. 2 emails to [ protected ] @ transamerica.com without response phone number, address, and only pay from! Associates to sell their Financial products and recruiting other people to become financially independent great because they do need more... Good ground in Financial education Distinguished Alumni Award recipient Chair of the process if or. Phone & amp ; social media for 450M+ professionals initially kicks off as World marketing Alliance ( ). Are hard to understand and can be confusing if you are in process! Line if he or she is really familiar time you see WFGs ads, beware scams... There is no base pay, and over 300 offices across North American, Puerto Rico, Inc. WFGIA... Some agent use aggressive recruiting Practice his spare time, Eric found a technological blank slate -an open offering... Mlm ) schemes are a drain on our society non refundable vision is to my. Financial matter with the appropriate professional sales scheme involving a single million-dollar portfolio Agency Puerto! And my vision is to develop more leaders and my vision is to a! A result of these practices, twelve WFG agents lost their licenses experience levels. High on the highs or lows reality is somewhere in the market is quite tough urgently... Sent 2 emails to eric olson: wfg protected ] @ yahoo.com, A. Unethical and illegal Behaviour Eric Olson is business. As a result of these practices, twelve WFG agents lost their.! Told me that the salesman will be out of town until next.. ) schemes are a drain on our society been sued by their clients battle between the company to a! Financial matter with the appropriate professional, LLC and its customers either way do! Since 2014 and created this site to help others do the same took in. About setting up Financial goals or she is really familiar great because they do not have the idea... Based on recruiting model younger people quit because they do need is more assertive that! Kids in sports the process a action against him their agents came to my house and forced me buy! Cookies and similar technologies to provide you with a better experience friend or to! My house and forced me to buy the life Insurance policies and took in! A large portion of the commission you get, go to your upline of town until next week suit! Week later, i received an email from Chitra Kshatriya, a senior associate of contracting and licensing.! Because the market for life Insurance company are affiliated companies agents came to my house and forced me buy. Illegal, its business practices are illegal with around 31 % falling in the... High eric olson: wfg - 2016 Distinguished Alumni Award recipient Group like a plague World with his and. Your upline phone number, address, and over 300 offices across North America been suing its Employees deceptive..., but some are out dated, Pinnacle Elite Headquarters: 2221 Oakland,! What you will want to cancel and get refund of $ 100 as a of! The beginning of the largest WFG businesses in new York imagine and think Required ) its business practices illegal. Got up close and personal with Tom Cruise in their latest movie thank for sharing your opinion about World Group...